Gives access to your paycheck up to 2 days early when you set up direct deposit.It has more than 38,000 fee-free ATMs via Visa Plus Alliance and MoneyPass.Chime accounts have no minimum balance fees, monthly fees or foreign transaction fees.Here’s why we love it, and a few reasons why it might not be right for you. When you bank with Chime you won’t have to worry about hidden fees eating up your hard-earned money. Let’s call it as we see it: This is just dumb. Basically, whatever service a bank provides, there’s typically a fee associated with it one way or another. The last thing anyone needs to worry about losing their money to hidden fees being charged by their banks.īanks make billions of dollars in fees every year - account maintenance fees, overdraft fees, transaction fees. Juggling various financial obligations, needs and goals is always tough.